Financing Options

There’s no doubt maintaining a home can be expensive. To help our customers get the job done right without breaking the bank, J & B West Roofing and Construction offers qualified applicants a number of financing options. We’ll work with you, first to determine your budget and then to help you choose the financing solution that’s best for you. Get in touch with the J & B West Roofing and Construction team to start the process today.

Short- and Long-Term Financing Available

To meet the needs of a wider range of customers, we offer five main roof financing options:

  • 18-month short-term financing with deferred interest on payment
  • 25-month short-term financing with a fixed monthly payment and no interest
  • 60-month long-term financing with a fixed interest rate of 7.99%, available on projects over $1,000
  • 120-month long-term financing with a fixed interest rate of 7.99%, available on projects over $7,500
  • 180-month long-term financing with a fixed interest rate of 7.99%, available on projects over $7,500

Our financing plans are provided and underwritten by Service Finance Company, LLC, a nationally licensed provider of home improvement loans.

Who Qualifies?

Everyone needs a roof over their head, which is why we’ve taken steps to make our financing plans available to as many people as possible. Through our partnership with Service Finance Company, LLC, we can provide unsecured loans up to $45,000. No equity is required and, for loans less than $20,000, no proof of income is, either. The application process is fast and paperless, and if you have a credit score of 580 FICO or higher, there’s a good chance you qualify for one of our plans.

For residents of LaPorte, Michigan City, South Bend and other local areas, our convenient financing options are designed to help make the process a little bit easier by spreading out costs over a period of time. One of our experts will be happy to run the numbers so you can see for yourself just how affordable it is to get important roof work taken care of.

We Work With All Major Insurance Companies

Financing may not be the only option available for paying for home improvements. If your home was damaged in an accident or as a result of extreme weather, your homeowner’s insurance policy may cover all or a portion of the work. J & B West Roofing and Construction works with all insurance companies on insurance claims large or small. We will gladly meet with your adjuster for the initial inspection, work with him or her on the scope of work, supplement additional work as needed and submit all documentation necessary upon completion to quickly complete your claim and get your home protected again. We are a great resource when you’ve had storm damage, so call our office for more information or a list of our satisfied insurance customers.